(WTNH) — Credit card offers seem to be everywhere. You see ads on TV, the internet, and in your mailbox, but which cards are best for you and your family?
Celebrities question, ‘What’s in your wallet?’But when it’s time to pick out a card, the celeb’s opinion isn’t alwats the best one. Remember the now-defunct Kardashian Kard/
Instead, check your credit. The better the score, the better the perks.
Don’t pay for your credit score. Every year, you are entitled to a free copy of your credit card report from one of the three major bureaus. It’s the law.
Determine what you need. Nerd Waller identifies three types of cards. Ones that improve your credi, save you money on interest, or earn rewards.
Look at your spending habits, and pick the type of card that’s right for you. Then do your research.
Find a card with a low annual percentage rate, or APR. Also check to see if there are any annual fees.
Nerd Wallet offers a card comparison tool, or search online to find the best offers for you.